Dream Home Detroit - Financing


Get the Financing You Deserve

Mortgage 1, in conjunction with the State of Michigan are offering two programs to help buyers realize their home buying dreams.

You may qualify for one of these two programs:

  • $7,500 Down Payment Assistance or
  • Mortgage Credit Certificate allowing you to receive up to 20% of the mortgage interest back that you pay each and every single year.
You may or may not need to be a first-time homebuyer. The program also has income limits that go as high as $130,340 per year! Both of these depend on the county and city in which the house is located. A simple conversation is all it takes to discover if you qualify for one of these financial opportunities.
Email me at loansfromheidi@gmail.com
I am available by call or text at 810.335.2102.
We look forward to giving you the tools needed to finance that “Home Sweet Home” in the very near future. Time to get excited!


Senior Loan Officer - Heidi Gates with 
Processing and Marketing Assistant - Lauren Gilleran

For two decades "My Gates Team" has specialized in mortgage services that help our clients secure their "Home Sweet Home".  Buying a home is a major financial decision. We believe that education, attention to detail, continuous communication and competitive rates and fees are the foundation of their new home.


"The realization that you are responsible for a family's home changes everything! My career is not transaction-oriented, but driven by each and every client's desire and need to have the best possible lending experience."

                                                                                         - Heidi Gates


Please consult Heidi Gates for complete details. All loans subject to credit and collateral approval. All loan products and programs are subject to additional terms and conditions. Dow payment assistance is available through MSHDA program. First time home buyers defined as the purchaser and spouse many not have owned a primary residence in the past three years. Home buyers must contribute 1% toward the purchase and complete pre-purchase counseling class. Grants must be repaid when home is sold or refinanced. Funding based on availability. Other restrictions may apply. Mortgage 1 does not provide tax, legal or accounting advise. This material has been prepared for information purposes only and is not intended to provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.